ATTENTION! As we approach the Holidays, scammers may try to spoof SFCU phone numbers in order to gain access to your accounts. DO NOT give out your login information or passcodes. Smart Financial will never call you and ask for sensitive account information. Always verify the identity of the caller by hanging up and calling us back at (713) 850 1600.

Disclosures

Members' Access to Credit Union Documents

Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents: 

  • balance sheet and income statement (the non-confidential pages of the latest call report may be given to meet this requirement);
  • a summary of the most recent annual audit completed in accordance with §91.516 of this chapter (relating to Audits and Verifications);
  • written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof; and
  • Internal Revenue Service Form 990.

Disclosures/Notices