Become a

Membership gives you access to a full range of banking products, services and tools that will help you live your best life.

Become a Member

Join today!

Since 1934, Smart Financial has been focused on people, not profits. Our entire staff is united in its passion to provide superior service to every member-owner. Our purpose is to be a resource, giving back to the community we serve, all while helping valued member-owners like you with your financial needs.

All it takes is a five dollar opening deposit and a five dollar entrance fee to become a member. Smart Financial is committed to giving back, and this entrance fee is used to support the local communities through scholarships, sponsorships, and more.

Who Can Join?

When you join, you become a part owner in a financial institution that exists solely for the purpose of providing you with the highest quality of financial services. The following are approved for membership:

People who live, work, or attend school in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas

Businesses located in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas