BUSINESS & COMMERCIAL BANKING

Business
Deposit Accounts

Business Checking, Savings and More.

Open an Account

Go further with our business deposit accounts.

Whatever your size, we can help you find the right mix of banking services to fit your needs—all with the personalized service and attention of a member-owned credit union. As business owners, your focus should be on running your business and making it as successful as possible. That's why we offer you a wide variety of savings programs—from basic Business Savings, Checking, Money Market Accounts to Certificates of Deposit.

Business Deposit Accounts

Smart Business Membership Savings

A Smart Business Membership Share (Savings) Account establishes your business’s membership at Smart Financial Credit Union.

Online Banking access with file export capability to QuickBooks

Interest Bearing

SmartLine Access

Optional Overdraft Protection

Smart Business Checking Accounts

Smart Financial Checking options and features are designed to work for your business. With several Business Checking Accounts and packages to choose from, we have an option that works just the way your business needs it to. More info on Smart Business Checking

ATM access

Online Banking access with file export capability to QuickBooks

Smart Financial Debit Card

Bill Pay

Optional Overdraft Protection

Smart Business Money Market Accounts

A Smart Financial Business Money Market account offers a higher dividend rate for members who keep a higher balance in their accounts, while maintaining access to funds.

Earn a higher rate than traditional savings

SmartLine Access

Online Banking access with file export capability to QuickBooks

Smart Business Certificates of Deposit

Make your money work as hard as it can for your business. We give you the flexibility of short and long term investments - 6-, 12-, 24- and 60-month terms, as well as Mini-Jumbo and Jumbo CDs.

A selection of short and long term savings and retirement goals at a fixed rate of return

Higher balances may earn higher interest rates

Ask an expert

Have questions about our business deposit accounts? Our friendly team is ready to help. Learn about your account options, and get personalized estimates for your business.

Call us! If you would like to speak to a Business Account Specialist, call us at 713-850-1600.