Savings

Share Savings 

Direct Deposit Authorization Agreement  

Smart Financial Credit Union's Routing Number is 313083578.

Checking

Checking Accounts 

Overdraft Protection Options Form  

Written Statement of Unauthorized ACH Debit Activity  

ACH Stop Payment Order  

Check Stop Payment Order  

All the forms requires a signature; May be faxed, mailed or dropped off at any Smart Financial Credit Union office.

Debit Cards

Debit Cardholder Dispute Form  

ATM/ITM Dispute Form  

Apply for Smart Financial Business Debit Card 

All the forms requires a signature; May be faxed, mailed or dropped off at any Smart Financial Credit Union office.

Apply for Personal or Signature Loan 

Apply for Auto or Recreational Vehicle Loan 

Apply for Business Loan 

Internal Pre-Authorized Transfer Form for Loans (from Smart account to loan)  

ACH Loan Automatic Payment Authorization Form (from external checking to loan)  

All the forms requires a signature; May be faxed, mailed or dropped off at any Smart Financial Credit Union office.

For loans opened before 10/19/2011. (In-branch request only, other fees may apply) You will need the following 3 forms:

Subsequent Action Agreement for Open End Loans 

Updated Information Form 

For loans opened after 10/19/2011. (In-branch request only, other fees may apply) You will need the following 3 forms:

Modification Agreement for Closed End Loans 

Updated Information Form 

Apply for Home Mortgage Loan 

Apply for Home Equity Loan 

Apply for Home Improvement Loan 

International Wire Transfer Authorization Form  

Domestic Wire Transfer Authorization Form  

Wire authorizations can be requested at any of our branches. The Wire Authorization Form requires a wet signature along with a copy of valid driver's license. We do not take wire requests via email, phone, or fax.

Instructions for Incoming Wires 

Change of Address Form  

Signature and a copy of valid I.D. is required. May be faxed, mailed or dropped off at any Smart Financial Credit Union office.