Home Equity LoansApply Now
When your home's value increases, so does your home's equity.
Houston-area home values increased 20% over the past year*, and your equity likely increased with it. With lower rates than most personal loans, tapping into Home Equity may be the smartest way to fund your goals this year.
We offer 3 ways to borrow from your home's equity: Home Equity Line of Credit, Cash-Out Refinance, and Texas Home Improvement Loan.
A Home Equity Line of Credit allows you to draw funds as needed for any purpose. Funds are replenished as you pay down your balance. A good option if you have more than 20% equity in your home and want quick access to your money.
A Cash-out Refinance (Home Equity Loan) creates a new mortgage and lets you borrow more than you owe, keeping the difference as cash (paid in one lump sum). Use your funds for anything and enjoy the low rates that come with a Home Equity Loan!
Texas Home Improvement
From mid-size repairs to total renovation, a Home Improvement Loan can take your Texas property to a new level! Must hire a licensed contractor and be at least 30 days from the start of your project when applying for this loan.
Ask an Expert
If you need funds, but don't know which loan to choose, we are here to walk you through all of your options to choose what's best for you!
If you would like to speak to a Home Equity or Mortgage Specialist immediately, click here.
Don't know where to start? Click below to complete a short form and get the ball rolling. Someone will be in touch shortly.
What should I know before starting my application?
• Approximately how much you want to borrow.
• The tax assessed value of your property.
• Your current mortgage balance (if you have a mortgage)
• How long you would like to finance your loan (not applicable to HELOCs)
Questions? Speak to a Lending Specialist
Loan Specialists are available by phone 9 am - 5 pm (M-F).