Low interest rates to help make your season brighter!
When the holiday season inspires your generosity, manage the spirit of giving the smart way with a line of credit from Smart Financial. This low-interest access to cash is the perfect little helper to make the season bright for everyone on your list. Use your credit cards to earn points, and then pay off the balance with a low, fixed interest rate on a line of credit. According to bankrate.com, the average rate on credit cards was 18.68% in October 2022. Our fixed rate line of credit starts as low as 9.99%* Move your balances over and start saving today!
Get instant, ongoing access to funds as you need them with a revolving line of credit. View rates schedule
Everyday low rate
• Save money in interest rates that are typically lower than those offered by credit cards.
• With a line of credit, you can get the money you need up to your credit limit, repaying only based on what you’ve borrowed.
Reuse available credit
• Once you pay down your balance—no need to re-apply.
No annual fee
• Plus, there is no fee to withdraw funds.