Low interest rates to help make your season brighter!
It's tough to be Santa these days! Wondering how to spread holiday cheer this year? Instead of adding to those high interest credit cards, a Line of Credit from Smart Financial is the perfect little helper to make the season bright for everyone on your list. This low-interest access to cash gives you a Smart way to purchase your gifts this year. You could even use your credit cards to earn points, and then pay off the balance with a low, fixed interest rate on a line of credit.
According to bankrate.com, the average rate on credit cards was 20.72% in October 2023. Our fixed rate line of credit starts as low as 11.24%* Move your balances over and start saving today!
Get instant, ongoing access to funds as you need them with a revolving line of credit. View rates schedule
Everyday low rate
• Save money in interest rates that are typically lower than those offered by credit cards.
• With a line of credit, you can get the money you need up to your credit limit, repaying only based on what you’ve borrowed.
Reuse available credit
• Once you pay down your balance—no need to re-apply.
No annual fee
• Plus, there is no fee to withdraw funds.