Auto purchase or refinance. Either way, Smart saves you money.
Looking to purchase a new or used vehicle? For qualified applicants, our fixed rates start at 1.99%* up to 36 months, and variable rates start at 2.49%** for 84-month terms only. Apply today and see what we can do for you!
Love the car you have? Refinance your current auto loan at our low rate to reduce your monthly payment and increase your cash flow. Restrictions apply.
Looking for the lowest possible payment? Our variable rate loan may be just what you need. Contact our Smart Lending team to find out the best choice for your personal needs. View Rate Schedule.
Provided below are examples of monthly payments at 2.49%. Payment amounts will change as the rate changes during the term of the loan.**
Ready to purchase an RV, Boat or Motorcycle?
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Get In Touch Today!
Give us a call at 713-407-1755 to speak with one of our lending specialists and apply over the phone!
Secure your car loan from the comfort of your home by applying online!
Stop into one of our branches and let our Smart Bankers help you through the process!
SMART AUTO DIRECT
Take advantage of our concierge service, Smart Auto Direct, to help you find the perfect car!