Auto purchase or refinance. Either way, Smart saves you money.
Looking to purchase a new or used vehicle? Our rates start at 1.74%* for qualified applicants. If you love the car you have, refinance your current auto loan at our low rate to reduce your monthly payment and increase your cash flow. Restrictions apply. Ask your Lending Specialist about our loan protection products.
Looking for the lowest possible payment? Our variable rate loan may be just what you need. Contact our Smart Lending team to find out the best choice for your personal needs. View Rate Schedule.
Below are examples of monthly payments on a 1.74%* variable rate loan during the 1st year of an 84-month term. Payment amounts will change as the rate changes during the term of the loan.**
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Get In Touch Today!
Give us a call at 713-407-1755 to speak with one of our lending specialists and apply over the phone!
Secure your car loan from the comfort of your home by applying online!
Stop into one of our branches and let our Smart Bankers help you through the process!
SMART AUTO DIRECT
Take advantage of our concierge service, Smart Auto Direct, to help you find the perfect car!