Auto purchase or refinance. Either way, Smart saves you money.
Looking to purchase a new or used vehicle? Our rates start at 1.74%* for qualified applicants. If you love the car you have, refinance your current auto loan at our low rate to reduce your monthly payment and increase your cash flow. Restrictions apply. Ask your Lending Specialist about our loan protection products.
To find out how much you could save with a refinance, use our auto refinance calculator.
Our 84-month variable rate loan may be right for you. Below are examples of monthly payments during the first year of a variable rate auto loan. Payment amounts will fluctuate as the rate changes during the term of the loan. Your rate will not increase more than 1% every 12 months.**
Find the car. Price the car. Drive the car.
If you are on the hunt for a new or used vehicle, Smart Auto Direct has everything you need to search, research, and compare pricing online without all the pushy sales ads and redirects. Apply now to find out how much you can borrow.
Ready to purchase an RV, Boat or Motorcycle?
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Get In Touch Today!
Give us a call at 713-407-1755 to speak with one of our lending specialists and apply over the phone!
Secure your car loan from the comfort of your home by applying online!
Stop into one of our branches and let our Smart Bankers help you through the process!
SMART AUTO DIRECT
Take advantage of our concierge service, Smart Auto Direct, to help you find the perfect car!