Coverage to help your family's finances.
As a Smart Financial Credit Union member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000.00 Credit Union Paid coverage paid for you by Smart Financial Credit Union, you can purchase Additional Coverage at group rates.
You are pre-authorized for Additional Coverage up to $300,000
Your acceptance is guaranteed - No Medical Exams or Health Questions
Benefits are paid to your beneficiary if you die from a covered accident
You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Remember, the $2,000.00 coverage is at no cost to you. It’s complimentary of Smart Financial.