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About Smart Financial

Smart Financial is a full-service, financial institution that is always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued member-owners like you with your financial needs.


Explore the Annual Reports below to learn how we are working to do just that.

2019 Annual Report 2018 Annual Report 2017 Annual Report
2016 Annual Report 2015 Annual Report 2014 Annual Report
2013 Annual Report 2012 Annual Report