Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service and the financial tools to help you get ahead in life. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.
Promote financial well-being within our communities by providing financial education and developing deep, lifelong relationships with our members, teammates, and community partners.
Established in 1934, Smart Financial today boasts 14 branches located across the greater Houston region with over 70,000 members. Our newest branch in Pearland opening the spring of 2022 with a new branch at the Grand Parkway and 2920 coming on-line in 2023. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day.
Mr. R.C. Roebuck, President of the Houston Principals Association, distributed a report to his membership of a committee, which had been appointed by his predecessor, Mr. Jake R. Waters, to study and report on a new idea called a "Credit Union". The report indicated a great deal of evidence that an organization like the credit union was greatly needed and recommended strongly that one be organized among the Houston School personnel.
Ten eligible people proceeded to take the action, which marked the beginning of the "Houston Public School Teachers Credit Union". These ten people paid their share of five dollars each, and voted to proceed to apply for a Charter. The Charter was approved November 19, 1934.
The first office for the Credit Union was provided in room #117 at Sam Houston High School.
The joining of the Credit Union’s 10,000th member was celebrated.
The Conroe branch is opened.
The Credit Union changed its name to "Houston Area Teachers Credit Union".
MasterCard and Visa products were offered to membership.
FLASHLINE, the automated 24- hour touch-tone service was offered.
The Credit Union changed its name to "First Educators Credit Union".
A remote drive-in facility, located on South Wayside Drive was opened.
The Telephone Service Center was opened, to provide member service by phone.
First Educators Credit Union reached 100 million in assets and 42,000 members.
A full-service office was opened in North Houston at FM 1960. First Educators Credit Union participated in the opening of a shared branch facility in Southwest Houston. Houston Community College (HCC) faculty and students were added to the field of membership.
The second shared branch opens in the Northwest area of Houston.
The Kingwood office opens. First Advantage Financial Services, a wholly-owned subsidiary of FECU, formed as a Credit Union Service Organization (CUSO).
The third shared branch opens in Southeast Houston. First Educators Credit Union opens the Woodlands office.
Merger with Houston Area Central Credit Union. North Loop Office was opened. Expansion of Wayside Drive-in into a full-service facility. Renovation of Newcastle Lobby to better serve members.
Virtual Branch, PC account access via the Internet, is offered to members. FECU reaches $200 million in assets.
New menu-based FlashLine system activated in both English and Spanish. Kingwood Office relocates to 1120 Kingwood Drive with a two-lane Drive-In and Drive-up ATM.
The Credit Union changed its name to Smart Financial Credit Union. Field of Membership changed to community status and includes Harris and Montgomery Counties. First Advantage Financial Services changes its name to Smart Financial Resources. Conroe Office relocates to 3201 West Davis.
Smart Financial Credit Union reaches $300 million in assets.
Business Services first offered. Gulfton Outlet begins serving members at 5608 Gulfton.
North Loop Office relocated to 1900 North Loop West with two-lane drive-thru and drive-up ATM. SFCU completes merger with Key Federal Credit Union, increasing total assets to $392 million, branches/outlets to 17, and number of members to over 80,000.
CEO Gary Tuma retires after long successful tenure of unprecedented growth and Larry Seidl is named CEO.
Smart Financial becomes the naming rights sponsor of a new concert venue Smart Financial Centre in Sugar Land, Texas.
New Woodlands Branch Opens.
New Pearland Branch Opens.
CEO Larry Seidl retires.
LeAnn Kaczynski named CEO.
Each year in April, the membership has an opportunity to vote for board candidates that will best represent the membership to sit on the Smart Financial Credit Union Board of Directors. The Board of Directors functions as a voice for members to guide the Credit Union in the best interests of the members.
Board of Directors Meeting Fees 2022 & 2023
The Board of Directors are compensated for their time according to the below schedule:
Individual Board Member(Director) - $750 per month, not to exceed $9,000 annually.
|Mr. Chad G. Greer
|Ms. Tammie Moore
|Mr. Timothy Raffield
|Ms. Diana Carrion
|Mr. Michael O’Neill
|Mr. Larry Frazier
|Ms. Douthulia Gardner
|Mr. Jeffrey Hamlin
As Executives of Smart Financial, our team works to ensure that our members receive the quality service they deserve and expect, whether it's through our digital channels or at our branches. These individuals focus on our daily operations and guide Smart Financial Credit Union's direction.
|Ms. LeAnn Kaczynski
|President and Chief Executive Officer
|Ms. Angela Chan
|Executive Vice President and Chief Financial Officer
|Mr. Brian Ziemba
|Chief Credit Officer
|Mr. Corbin Wilson
|Chief Marketing Officer
|Mr. Julio Roman
|Chief Risk Officer
|Mr. Marcus Manning
|Chief Information Officer
|Mr. Sean Price
|Chief Lending Officer and Senior Vice President Lending Operations
|Mr. Chris Conway
|Chief Operations Officer and Senior Vice President Enterprise Operations