Federal Holiday Schedule

Smart Financial holiday closings

Martin Luther King, Jr. Day – Monday, January 19, 2026

President's Day – Monday, February 16, 2026

Memorial Day – Monday, May 25, 2026

Juneteenth – Friday, June 19, 2026

Independence Day – Saturday, July 4, 2026

Labor Day – Monday, September 7, 2026

Columbus Day – Monday, October 12, 2026

Veterans Day – Wednesday, November 11, 2026

Thanksgiving Day – Thursday, November 26, 2026

Christmas Eve – Thursday, December 24, 2026: 2PM Early Closure

Christmas Day – Friday, December 25, 2026

New Year's Eve – Thursday, December 31, 2026: 3PM Early Closure

New Year's Day – Friday, January 1, 2027

Even when our branches are closed, you can access your accounts through Online Banking.