Smart Financial credit cards earn you cash back or rewards, or both, depending on the card you choose. You must be a Smart Financial member to apply for our credit cards. Click here to learn how to apply for a Smart Financial credit card.
Not a member yet? Learn how you can join the Smart Financial family.
Make sure you have registered for Online Banking.
How to register: Download our app and click 'sign up' on the log in screen or register online.
Log into Online Banking from a computer (not using mobile app).
Click on 'Quick Links' on the right side of your online banking profile and select 'Apply for a Credit Card'.