SAVINGS ACCOUNTS

Smart Savings

Open An Account Become a Member

Smart ways to fund your future.

We believe in dreaming big and conquering your financial goals! With several Savings Accounts to choose from, you get to determine a pace that works for you.

Share Savings

Share Savings

Perfect for overdraft protection, emergency savings, or establishing Smart membership.

Dividend rate*
.20%
Open Now
  • $5 deposit to open
  • no monthly fees
  • no minimum balances
Money Market

Money Market

A better savings choice for daily balances over $2,500 with anytime access to your funds.

Dividends as high as*
.30%
Open Now
  • dividends increase with balances
  • no monthly fees when balance requirement is met
  • easy access to your funds
CD

Certificate of Deposit

The best way to save for future goals with limited access to funds and higher dividends.

Dividends as high as*
.80%
Open at Branch
  • tiers available with deposits from $1k to $100k
  • the higher the tier, the higher the returns
  • terms available from six months to five years
IRA

Individual Retirement Account

Prepare for retirement with tax-advantaged savings options.

Dividends as high as*
.40%
Open at Branch
  • Minimum deposit of $1,000
  • The higher the tier, the higher the returns
  • Terms available from twelve months to five years

Rates effective . Rates shown reflect highest tier available for that product. APY is an annualized rate that reflects estimated earnings based on the dividend rate and frequency of compounding. Rates subject to change and apply to the entire balance. Returns are compounded and credited monthly.