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High interest debt is one tough opponent! As part of the Smart Financial team, we can help you beat the buzzer on your debt with a low interest debt consolidation loan. With Signature Loan rates starting at 7.99%*, combining your high interest debt into one easy (possibly lower) monthly payment is as easy as a layup.
Consolidation loans booked between February 1st and March 27th earn an automatic entry for a chance to win tickets to the big college championship games coming to Houston this April!** No purchase necessary to enter or win. A purchase of any kind will not increase your chances of winning.
Fixed rates starting at 7.99%* for 36 month term
• Minimum loan amount is $2,500
Fixed rates starting at 8.99%* for 48 month term
• Minimum loan amount is $5,000
Fixed rates starting at 9.99%* for 60 month term
• Minimum loan amount is $10,000
Variable rates starting at 7.99%* for 84-month term only
• Minimum loan amount is $10,000
Below are examples of loan payments at our lowest available rates by term to show what your estimated monthly payments could look like. Your estimated monthly payments may be different and are dependent on a number of variables, including credit worthiness.
Loan Term* | $2,500 | $5,000 | $10,000 | $15,000 | $20,000 | $25,000 | $30,000 | $35,000 |
---|---|---|---|---|---|---|---|---|
60 months |
$ |
$ |
$ |
$ |
$ |
$ |
||
48 months |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
|
36 months |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
Consolidation loans tend to have lower interest rates than credit cards, so you will pay less interest over the life of your loan.
Potentially lower your monthly payment by extending your repayment timeline.
Easily manage your monthly budget by making one payment as opposed to several different payments.
By using a consolidation loan to pay off credit cards, your credit utilization ratio might decrease and improve your score.