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Electronic Disclosures

The following disclosures are required by the federal Electronic Signatures in Global and National Commerce Act (“ESIGN”). They are necessary to open your account electronically; you can record your consent to the ESIGN disclosures by placing a checkmark in the box.

Electronic Delivery of Disclosures and Notices

You are consenting to receive the following disclosures, notices, terms and conditions, and other documents and all changes to the disclosures, notices, etc. electronically. In order to use the Smart Financial Credit Union Online Account Opening Product and to access, receive and retain the disclosures, notices, etc. you must provide at your own expense an Internet connected device that is compatible with Smart Financial Credit Union’s Online Account Opening Product deployed at the time of access. Your device must meet the minimum requirements outlined below. You also confirm that your device will meet these specifications and requirements and will permit you to access and retain the disclosures and notices electronically each time you access and use the Smart Financial Credit Union Online Account Opening Product.

Paper Delivery of Disclosures and Notices 

You have the right to receive a paper copy of the disclosures, notices, terms and conditions, other documents, and any changes. To receive a paper copy at no charge, please request it in one of the following ways: Call our Member Service Line 800.392.5084 or by mail to Smart Financial Credit Union, P.O. Box 920719 Houston, Texas 77292-0719.