Here at Smart Financial, we’re all about sharing the love with our members. We're giving members an opportunity to share their love for Smart Financial with our new Member Referral Program. You may have friends and family that could benefit from joining the Smart Financial family, so we’ve made it really easy for you to recommend us and earn some cash for you and your friends!
To get started, simply enter the email associated with your Smart Financial account in the below form and click the button to share your personal referral code via any of the available social channels.
*TO RECEIVE $50 REFERRAL GIFT CARD, YOU MUST RECEIVE A REFERRAL LINK FROM A MEMBER OF SMART FINANCIAL. REFERRED FRIEND MUST OPEN A NEW SMART FINANCIAL CHECKING ACCOUNT WITH DIRECT DEPOSIT USING FRIEND'S PERSONAL REFERRAL LINK. DIRECT DEPOSIT IS DEFINED AS AN ELECTRONIC DEPOSIT SUM OF $500 OR GREATER WITHIN A 60-DAY PERIOD. IF YOU'RE A NEW MEMBER AND USING A CHECKING ACCOUNT TO ESTABLISH MEMBERSHIP, YOU WILL PAY A ONE-TIME $5 ENTRANCE FEE IN ADDITION TO THE MINIMUM OPENING DEPOSIT REQUIRED BY THE ACCOUNT. ACCOUNT OPENING REQUIREMENTS AND MONTHLY SERVICE FEES VARY FOR ACCOUNT TYPE. WE WILL EMAIL A $50 E-GIFT CARD TO YOU, AND A $50 E-GIFT CARD TO YOUR FRIEND WHO REFERRED YOU. REWARDS WILL BE SENT WITHIN 15 TO 20 BUSINESS DAYS AFTER THEIR DIRECT DEPOSIT IS MADE. BOTH INDIVIDUALS MUST BE 18 YEARS OR OLDER. OFFER EXPIRES WITHIN 90 DAYS OF ORIGINAL REFERRAL DATE. REFERRER IS LIMITED TO EARN $500 EACH CALENDAR YEAR. OFFER IS SUBJECT TO CREDIT UNION MEMBERSHIP ELIGIBILITY. ADDITIONAL TERMS AND CONDITIONS APPLY.