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A Smart Financial home equity loan is like a jukebox for your dreams, playing the soundtrack to your next big life moment.
HELOC
A Home Equity Line of Credit allows you to draw funds as needed for any purpose. Funds are replenished as you pay down your balance. A good option if you have more than 20% equity in your home and want quick access to your money.
Cash-Out Refinance
A Cash-out Refinance (1st lien Home Equity Loan) creates a new mortgage and lets you borrow more than you owe, keeping the difference as cash (one lump sum). Use your funds for anything and enjoy the low rates with a Home Equity Loan!
Texas Home Improvement
From mid-size repairs to total renovation, a Home Improvement Loan can take your Texas property to a new level! Must hire a licensed contractor and be at least 30 days from the start of your project when applying for this loan.
A Smart Financial home equity loan is like a jukebox for your dreams, playing the soundtrack to your next big life moment. Whether looking for ways to pay for college, tackle major home improvement and repair projects, consolidate high-interest debt, or build that backyard paradise, Smart Financial will have you singing your favorite tune!
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Ask an expert
If you need funds, but don't know which loan to choose, we are here to walk you through all of your options to choose what's best for you!
If you would like to speak to a Home Equity or Mortgage Specialist immediately, call us at 713-407-1830.
Don't know where to start? Complete a short form and get the ball rolling!