Savings & Retirement

ATTENTION! As we approach the Holidays, scammers may try to spoof SFCU phone numbers in order to gain access to your accounts. DO NOT give out your login information or passcodes. Smart Financial will never call you and ask for sensitive account information. Always verify the identity of the caller by hanging up and calling us back at (713) 850 1600.

Saving

June 11, 2025

How to Talk to Your College Grad About Retirement

As a parent, mentor, or financial guide, you play a pivotal role in helping your college grad understand why retirement saving should start now, not later.

Budgeting

June 10, 2025

The Value of Budgeting and the Power of Paying Yourself First

Whether you're striving to pay off debt, save for a home, or prepare for retirement, one fundamental principle remains consistently effective: budgeting.

Budgeting

Apr 21, 2025

The Importance of Contributing to a 401(k)

When it comes to securing your financial future, few tools are as effective and accessible as a workplace 401(k) plan—a tax-advantaged way to build a nest egg.

Saving

Oct 7, 2022

Rainy Day vs. Emergency Fund

Unexpected expenses happen but being prepared with the proper savings can help make your finances a little less stressful!