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Mortgage Finance

We are committed to making your home-buying experience process simple and straightforward.

Smart Financial offers the best mortgage tools to provide easy, convenient, online shopping for the best loan programs and most up-to-date rates available. Together with the assistance of an experienced live loan officer, Smart Financial guides you through the often difficult and confusing process of choosing and getting the best loan for your specific needs.


Congratulations on your decision to buy a new home! We have a variety of loan options for you to choose from. From FHA Loans to Fixed and Adjustable Rate, we will find the best option for you.

Home Equity Loans

A Home Equity Loan is secured by your home and enables you to access your available equity. It has a fixed rate and fixed payments. A Home Equity Loan can be a good way to deal with unexpected situations and opportunities and you may borrow up to 80% of your home value. Home Equity Loans can be used for any of the following purposes:

  • Consolidate debt
  • Pay for education
  • Repair or remodel home
  • Plan a vacation
  • Purchase a vehicle
  • Lower interest rate

Meet the Team

Ana Romero

Mortgage Originator

NMLS #: 697536


Lara Ojeda

Mortgage Origination Manager

NMLS #: 40453


Ricardo Olvera

Home Equity Specialist

NMLS #: 2074698


Leo Mendoza Ramirez

Mortgage Loan Processor

NMLS #: 1911733


Genesis Cantu

Mortgage Loan Processor


Macy Wilson

Mortgage Loan Processor

NMLS #: 2074695


Katie Jackson-Allen

Mortgage Servicing Specialist

NMLS #: 1727023


Angie Lujan

Mortgage Closing Coordinator 

NMLS #: 1897777


LaKesha Terry

Mortgage Closing Coordinator

NMLS #: 1854763


Angela Aguirre

VP Lending Sales

NMLS #: 291888


Tricia Smith

VP Lending Services

NMLS #: 291882