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Are you a new member? Register here!
Are you a new member? Register here!
LEISURE VEHICLES
RV, Motorcycle & Boat Loans
We make getting a new boat easy with low rates and flexible terms.
Enjoy life without stretching your budget
Everyone needs the chance to unwind - to find a healthy balance between work and play. We help members reach their recreational goals by offering flexible loan options on all types of new and used leisure vehicles.
- Secure one of the lowest rates in the market
- No payments for 60 days
- $0 money down option for qualified members*
- Secure one of the lowest rates in the market
- No payments for 60 days
- $0 money down option for qualified members*
- Secure one of the lowest rates in the market
- No payments for 60 days
- $0 money down option for qualified members*
- Secure one of the lowest rates in the market
- No payments for 60 days
- $0 money down option for qualified members*
Frequently Asked Questions
How much money do I need to open a checking account?
Smart Financial offers a variety of checking options to fit the diverse needs of our members. Our Smart Start checking products which are designed for members who are getting started on their financial journey can open an account for as little as $25. More established members may choose from our Smart Choice or Smart Premier checking with minimum openings starting at $50. Learn more at www.smartcu.org/personal/checking-accounts
What fees are charged for checking accounts at Smart Financial?
Fees for checking vary depending on the checking account your choose with ways to avoid fees altogether with certain activity with your checking account. Our fee schedule is located here at https://www.smartcu.org/personal/rates-fees
Can I use online and mobile banking to manage my checking account?
Yes of course! With our mobile app and on-line banking you have access to your checking account statements, ability to set up notifications and alerts to help you manage your account, bill pay, mobile deposits, as well as other convenient features to get the most out of your checking account with Smart Financial.
How can I order more checks?
Checks can be ordered through our website at https://www.smartcu.org/personal/checking-accounts. Just scroll to the bottom for a link to order additional checks! You can also order checks through online banking: Financial Tools>Checking Services>Reorder Checks.
Do I need to become a member of Smart Financial in order to open a checking account?
Yes. All of our checking products are available to Smart Financial members only but joining Smart Financial is as easy as one, two, three! Plus members comes with a host of great benefits and resources to help you achieve success along your financial journey! Visit https://www.smartcu.org/about-smart/membership to learn more about joining the Smart Financial team!
How can I access my checking account balance?
• Online Banking
• Text Banking
• Telephone Banking
• Call Center
• In Branch
• ATM
• Account Statement
Ask an expert
Don't know where to start? Our experienced lending specialists are looking forward to guiding you through your next leisure vehicle purchase or refinance.
Call us! If you would like to speak to a Lending Specialist, call us at 713-407-1755.
*CREDIT AND COLLATERAL SUBJECT TO APPROVAL. MINIMUM LOAN AMOUNT IS $5,000. YOUR RATE WILL BE DETERMINED AT THE TIME OF APPLICATION. 7.49% IS FIXED RATE FOR 48 MONTHS. 7.99% IS FIXED RATE FOR 60 MONTHS. 8.49% IS FIXED RATE FOR 72 MONTHS. OTHER CONDITIONS APPLY. OFFER SUBJECT TO CHANGE WITHOUT NOTICE.