Since 1934, Smart Financial has been focused on people, not profits. Our entire staff is united in its passion to provide superior service to every member-owner. Our purpose is to be a resource, giving back to the community we serve, all while helping valued member-owners like you with your financial needs.
Banking with Benefits
COMMUNITY FOCUSED
We’re locally owned and operated, and we want to give back to the community.
ONGOING EDUCATION
Financial Wellness is important to us. We provide numerous ways for you to learn and grow!
ANYTIME ACCESS
You can access your account information wherever you are, day or night.
PEOPLE > PROFITS
Credit Unions are not-for-profit, returning profits back to members through better rates, fees, and services.
Who Can Join?
The following is a list of individuals, businesses, organizations or associations approved for membership at Smart Financial:
- People who live, work, or attend school in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas
- Businesses located in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas
- People who work in the medical industry in Chambers, Galveston, Jefferson and Orange Counties, Texas
To become a member, please visit a branch.
The features you want, the service you deserve.
Don't take our word for it. Hear what our members have to say!
“I have enjoy my credit union because it's easy and efficient. It's easy to access any information or transaction I need through its automated features and the staff has always been professional and helpful.”
“I like that SF is community oriented rather than some large regional or national banking institution. I have been banking with you since the early 80s and I feel like you really know me.”
“I like the friendly, knowledgeable employees, the new, fun TV Teller, and the ease and comfort of acomplishing financial goals.”
“I've been a member officially since 1976. Very efficient, total trust, and complete security. I would recommend! Smart Financial Credit Union is the place to be. ”
“They are there 24-7 on the Internet. I can manage my assets from any where I am. They look out for my interests and advise me on opportunities available.”
“The feeling of believing they have my best interests at heart, with all the services they offer.”
“It's easy to use your new teller-screens. Easy in and easy out plus I love having a copy of my check on the receipt. Plus your agents are very friendly both on screen and in person at the site.”
“A percentage point or two will never overcome that type of loyalty that your institution has displayed to starting educators when times were financially hard. ”
“Simplicity in deposits/withdrawals, easy to use web site, friendly, courteous tellers.”