Are you a new member? Register here!
Are you a new member? Register here!
High interest debt is one tough opponent! As part of the Smart Financial team, we can help you beat the buzzer on your debt with a low interest debt consolidation loan. With Signature Loan rates starting at 7.99%*, combining your high interest debt into one easy (possibly lower) monthly payment is as easy as a layup.
Our Smart Madness Final Four Sweepstakes has ended but it's never too late to beat the buzzer on debt consolidation. take all of your high interest credit cards or other debt and roll it into one easy payment. Click the apply now button to see what you qualify for!
Congratulations to Paulita Saucedo for winning the Smart Madness contest. Paulita had an amazing trip to NY City for the East Regionals and will be attending the Final Four games at NRG Stadium! Be Smart and Join In!!
Fixed rates starting at 7.99%* for 36 month term
• Minimum loan amount is $2,500
Fixed rates starting at 8.99%* for 48 month term
• Minimum loan amount is $5,000
Fixed rates starting at 9.99%* for 60 month term
• Minimum loan amount is $10,000
Variable rates starting at 7.99%* for 84-month term only
• Minimum loan amount is $10,000
Below are examples of loan payments at our lowest available rates by term to show what your estimated monthly payments could look like. Your estimated monthly payments may be different and are dependent on a number of variables, including credit worthiness.
Loan Term* | $2,500 | $5,000 | $10,000 | $15,000 | $20,000 | $25,000 | $30,000 | $35,000 |
---|---|---|---|---|---|---|---|---|
60 months |
$ |
$ |
$ |
$ |
$ |
$ |
||
48 months |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
|
36 months |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
$ |
Consolidation loans tend to have lower interest rates than credit cards, so you will pay less interest over the life of your loan.
Potentially lower your monthly payment by extending your repayment timeline.
Easily manage your monthly budget by making one payment as opposed to several different payments.
By using a consolidation loan to pay off credit cards, your credit utilization ratio might decrease and improve your score.