Grow your savings brilliantly.
Reach your savings goals faster with a certificate of deposit; a low-risk savings solution with a fixed and guaranteed rate of return! Plus, we have multiple options to fit perfectly in your wealth management strategy.For a limited time, Smart Financial is offering a special 4%* interest rate on an 18-month CD. Visit a branch to speak with a Relationship Specialist about opening a CD account with special pricing! View tiers and rates
|Term||Interest Rate||APY||Minimum Opening Balance|
|6-month Tier Mini Jumbo||2.521%||2.55||$50,000|
|12-month Tier Mini Jumbo||3.251%||3.30|
|24-month Tier Mini Jumbo||3.251%||3.30|
|36-month Tier Mini Jumbo||3.154%||3.20|
|48-month Tier Mini Jumbo||3.154%||3.20|
|60-month Tier Mini Jumbo||3.154%||3.20|
|6-month Tier Jumbo||2.570%||2.60||$100,000|
|12-month Tier Jumbo||3.300%||3.35|
|24-month Tier Jumbo||3.300%||3.35|
|36-month Tier Jumbo||3.203%||3.25|
|48-month Tier Jumbo||3.203%||3.25|
|60-month Tier Jumbo||3.203%||3.25|
A Money Market account lets you earn a better-than-average interest rate, as long as you maintain a balance of $2,500. Withdraw money regularly, just like a normal savings account.