Fraud Awareness: Smart Financial will never contact you unsolicited and ask you to provide sensitive account information. If you are contacted and feel unsure if the call is legitimate, please end the call immediately and contact us directly at 713-850-1600.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is also available online. For more information, visit the Consumer Financial Protection Bureau’s website: www.consumerfinance.gov/hmda.