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About Us


The Smart Financial Foundation strives to change lives, improve communities and achieve dreams.


The Smart Financial Foundation will be a sound and honorable organization that will responsibly give back to the communities in which it serves through outreach, partnerships, education, innovation and technology.

Core Values

Being fair and respectful, supporting diversity, people helping people in the cooperative spirit, stewardship, innovative and reciprocal partnerships, financial literacy, education and community.

What We Do

When the Foundation was created in 2013, we defined our mission to change lives, improve communities and achieve dreams. In 2017, the Smart Financial Foundation donated more than $120,000 back to the communities. More impressive is that since its inception, the Foundation has donated over $550,000 in scholarships, grants and sponsorships, along with thousands of volunteer hours to worthy organizations. 

The three targeted areas the Smart Financial Foundation chooses to focuses its resources on, are community involvement, educational and medical communities.

Community – Our partnerships with community organizations such as Avance, allow us to provide financial literacy to Hispanic families. For Easter Seals, our donation helped purchase iPads for disabled children because they are unable hold a pencil or handle a puzzle piece. These are just two of the many examples of our community support in action.

Education – For over 80 years, Smart Financial Credit Union has been heavily involved within the education sector. The Smart Financial Foundation is proud to partner with 6 School District Education Foundations. Our partnerships with these school districts and their education foundations continue to grow and are still strong. Our commitment to Houston ISD for example, helps them reach their number one district goal of increasing student achievement to over 215,000 students and within more than 280.

For students, awarding scholarships is a major focus of the Foundation. We continue to give through the Ruby Sue Clifton Scholarship Program that began over 16 years ago in honor of our beloved, Ruby Sue Clifton. To date, this program has given over $200,000 to help with the cost of college and help the education dreams of students come true.

Financial Literacy has become a focal point within the Foundation. In 2017, we implemented a district-wide Financial Literacy Program within the Stafford Municipal School District. This program helps children, beginning in Elementary School all the way through their Senior Year in High School understand the importance of having good financial health. In magnitude and scope, this is the first effort of its kind. Today, we are happy to announce that “It’s a Money Thing Academy” is now available to everyone at


Medical – While Smart Financial Credit Union deploys branches within CHRISTUS Hospitals, the Smart Financial Foundation chose to take it a step further. Our partnership with the CHRISTUS Foundation for HealthCare helps them to provide healthcare and social services to the underprivileged and uninsured through outreach community clinics and services for the homeless. We also continue to be a supporter for the Children Miracle Network in Houston and Beaumont. The Network makes a difference in the lives of ill children and their families.