As an employee of Willis Independent School District, you are eligible for membership at Smart Financial Credit Union.  SFCU is a full-service-financial institution that is committed to providing superior service to every member. We have been serving the Houston community since 1934.


Benefits of being a member at Smart Financial CU
Our Meaningful Unique promises to you:

Membership equals Freedom
Freedom to do business when, where or how you want.


“We’ll beat any auto loan rate, or pay you $100” **
Apply online for an easy-no hassle process to get you behind the wheel faster.


“There are 1.8 million ATMs in the world and we rebate you on all of them!”

Our Freedom Checking Account has the benefits you need including access to ATMs

around the world for free!


Click here to open your checking account directly online:


E-mail us at for additional information.

** Eligibility is determined by credit worthiness. This program applies to auto loan terms and restrictions that are consistent with SFCU 60-month loan rates. Other loan terms do not apply. If Smart Financial cannot beat competitors’ Annual Percentage Rate for a 60-month term, we will credit $100 to a qualifying SFCU account up to 30 days after Smart Financial application, upon applicant presenting a copy of their signed loan note and disclosure from the competitor. Dealer financing, non-financial loan rates and terms, and the institutions predetermined by the credit union are excluded from this program. Program subject to change without notice. All rates and terms are based on credit worthiness. Some restrictions may apply.