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Certificate of Deposit

TRUTH-IN-SAVINGS RATES FOR CERTIFICATES OF DEPOSIT.

The rates and fees contained in this Schedule are accurate as of September 01, 2017. For current information call the Smart Financial Credit Union at (713) 850-1600. This Rate and Fee Schedule and Account Disclosures sets forth certain conditions, rates, fees and charges which apply to your Certificates of Deposit at Smart Financial Credit Union, and is incorporated as part of your Account Agreement with us. *A penalty for early withdrawal may be assessed.*

TRUTH-IN-SAVINGS RATE SCHEDULE

Certificates of Deposit
Effective Date: Friday, September 20th, 2019
TermInterest RateAPYMinimum Opening Balance
6-month Tier 0.30% 0.30% $1,000
12-month Tier 1.90% 1.92%  
24-month Tier 2.20% 2.22%  
36-month Tier 2.35% 2.38%  
48-month Tier 2.45% 2.48%  
60-month Tier 2.60% 2.63%  
6-month Tier Mini Jumbo 0.35% 0.35% $25,000
12-month Tier Mini Jumbo 1.95% 1.97%  
24-month Tier Mini Jumbo 2.25% 2.27%  
36-month Tier Mini Jumbo 2.40% 2.43%  
48-month Tier Mini Jumbo 2.50% 2.53%  
60-month Tier Mini Jumbo 2.65% 2.68%  
6-month Tier Jumbo 0.45% 0.45% $90,000
12-month Tier Jumbo 2.05% 2.07%  
24-month Tier Jumbo 2.35% 2.38%  
36-month Tier Jumbo 2.50% 2.53%  
48-month Tier Jumbo 2.60% 2.63%  
60-month Tier Jumbo 2.75% 2.78%  
Rates and terms are subject to change without notice.