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Compare Checking Accounts

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Smart Select

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Smart Choice

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Smart Scholar

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Right for you if

You want maximum benefits including interest-earning and discount on your first loan.

You need a go-to checking account while managing your finances the smart way.

You are a high school student who wants to learn the easy way to manage money.

Minimum Deposit to Open $100 $50 $25
Minimum Monthly Balance $0 $0 $0
Check Writing Available

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FREE Debit MasterCard

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FREE Online Banking

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FREE Bill Pay

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FREE Mobile App

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FREE Remote Deposit via Mobile

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FREE Overdraft Protection from LOC

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Overdraft Protection from Savings $2 per transfer $2 per transfer  
Discretionary Overdraft Protection (DOP)

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Monthly Service Charge $12 $10 $0
Waived if Greater than or equal to $1,000 direct deposit amounts / month Greater than or equal to $500 direct deposit amounts / month  
Waived: age < 25

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Interest Bearing

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Interest rate Tiered    
Earns discount on first loan? Yes    

 

To open an account, please visit a branch.