Smart Choice Checking Account
Grow Your Finances
Smart Choice is your go-to checking account!
- Free online banking
- No minimum balance
- Free Mobile Banking App
- Free online Bill Pay access
- Unlimited Check Writing
- Includes Smart Choice Debit Mastercard
- No monthly service fee* (fee is waived with Direct Deposit of $500 or more)
Get peace of mind...
Overdraft Protection linked from your Savings account or Line of Credit
Monthly service fee
$12-waived when requirements are met***
Minimum opening deposit
To open an account, please visit a branch.
* This account is subject to a $10 monthly fee if direct deposit is not maintained. If direct deposit stops at any time, the $10 monthly will apply and will continue to be charged to your account until a direct deposit has been re-established within 30 (thirty) days. Terms and conditions may change at any time without prior notice. The monthly service charge will be waived for the first 3-months of account opening to allow for the initiation of the direct deposit.
All Checking Accounts have the option of receiving a Debit MasterCard
Now the fastest way to write a check is to not write one at all! With Smart Financial's Debit MasterCard, you have a fast and efficient way to access your checking account.