Debit Card Travel Exclusion Form
Effective November 1, 2012, new authorization strategies will be put in place to better protect our members from debit card fraud. These strategies include:
- A block on all international signature transactions unless the member notifies Smart Financial Credit Union in advance of their international travel plans.
- For travel within the U.S., signature transactions outside of Louisiana and Texas may be restricted unless the member notifies Smart Financial Credit Union in advance that they will be travelling outside that region.
- International cardholders and cardholders whose primary residence is outside of Louisiana and Texas will still be able to use their cards for signature transactions in their country or state of residence, however if they travel to another country or state they will have to notify Smart Financial Credit Union to prevent their card(s) from being restricted.
The above restrictions will apply to signature debit transactions only.
PIN authenticated transactions will not be affected by the new authorization strategies.