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Are there costs to the cardholder for receiving SMS/text alerts?

For cardholders that have their mobile service through Verizon, AT&T, T-Mobile, or Sprint, Smart Financial Credit Union will send text messages using “Free To End User” texting. As the name implies, there is no costs to the cardholder to receive text messages from these carriers. All other mobile carriers do not support Free To End User texting. Smart Financial Credit Union will send an automated voice message to these mobile devices.

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