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VISA Platinum

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Enjoy more buying power with Smart Financial Visa Platinum



Save more with a low interest rate.

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Auto rental insurance
  • Travel assistance services
  • Online Account access through
  • Generous credit lines and lower APRs than other national credit cards

Rates And Fees

APR for Purchases and Balance Transfers Annual Fee Balance Transfer Fee
8.49%* - 17.79%*


  • All rates are dependent on credit worthiness
  • Your rate will be determined once your application has been processed and approved.
  • Rates are subject to change in the future





See Terms and Conditions for more information.


Balance Transfer

Take advantage of our competitive rates! Transfer your high-interest rate credit card balance to one of ours today. 

Transfer Now