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iQ Points Rewards Card

Reward yourself on everyday purchases




Save more with a low interest rate.

  • No annual fee
  • 0.00% Introductory Balance Transfer APR for the first 12 billing cycles from first balance transfer
  • Earn points as you spend that can be redeemed for merchandise, travel, downloadable content and gift cards
  • EMV technology for more secure cardholder experience
  • Special amenities at a unique collection of over 800 of the world’s most exceptional hotels and resorts
  • Experienced concierge professionals to assist cardholders 24 hours, 7 days a week
  • Price protection guarantees the best available price on most new products if cardholder finds lower price within 120 days of purchase


Rates and Fees

APR for Purchases and Balance Transfers

Annual Fee Balance Transfer Fee

Variable Annual Percentage Rates from 12.24%* - 17.24%*

  • All rates are dependent on credit worthiness
  • The member's rate will be determined once their application has been processed and approved
  • Variable rates are tied to the Prime Rate and subject to change as the prime rate changes
  • 0.00% Introductory Balance Tranfers APR for the first 12 billing cycles that the account is open

3% Balance Transfer Fee on Balance Transfers



See Terms and Conditions for more information.