Home Equity Loans

August 29, 2010
First Time Home Buyer

Your equity, the value of your home minus your existing mortgage, can serve as collateral for additional borrowing. While there are some risks with this strategy (as with any borrowing), home equity loans usually offer the attractions of lower rates, convenience and often tax benefits.

Loan Rates

Type Rate
AUTOMOBILE (new) 2.99%

*Note: All rates are subject to change without notice

Enjoy the freedom of the open road when you finance your next vehicle at Smart Financial. 


Freedom from fees and hassles:

  • Purchase an auto or move an existing loan to Smart Financial. If we can't lower or match your rate, we'll give you $100.* Spend the cash the way you want.


  • Apply online and use your buying power to get in the driver's seat today!
  • Flexible terms up to 84 months for new vehicles and up to 60 months for later models.
  • Generous finance options allow for little or no out-of-pocket expenses!


Let Smart Financial help you own the car of your dreams!

Career Opportunities

Are you looking for a great work environment where you can truly help others? Then look no further than Smart Financial Credit Union, the credit union dedicated to making a positive difference in the financial lives of its members. We go the extra mile for our members - and for you too! We offer an excellent total compensation package, an exciting work environment, numerous avenues for learning and growth and the daily opportunity to help others.

Visit our online Career Center to check out today's employment opportunities.

Deciding When to Retire

Deciding when and how to retire will be one of the most important financial decisions you will make.