Home Equity 1st Lien Loan Rates*
As low as 3.49% with 3.639% APR
Home Improvement Loan Rates*
As low as 3.99% (Variable) with 5.429% APR
Call 713-407-1830 to speak with a Mortgage Representative!
*All loans subject to credit approval. Loan-to-value restrictions may apply. The initial payment on a 15-year $50,000 5-year Adjustable-Rate Home improvement Loan at 3.99% and 80% loan-to-value (LTV) is $369.59 with no points due at closing. The Annual Percentage Rate (APR) is 5.429 %. The interest rate is fixed for the 1st 5 years, rate can change on the 61st month and every 12 months thereafter. The rate is based on the Prime Index plus 2.00% margin. The rate cannot increase or decrease more than 5% at the first adjustment and 5% per subsequent adjustments. The rate will never be greater than 5% of the initial start rate or any lower than the initial start rate. Payment estimate does not include taxes or insurance premiums. Actual payment amount may be greater. Minimum loan amount $15,000. Term restrictions apply. Promotional period begins October 1, 2018 and ends December 31, 2018. Rate must be locked-in during promotional period. Fees may apply to extend rate lock beyond 45 days if necessary. Details of promotion subject to change without notice.