

Set up Direct Deposit and You Could Win Up to $500!*
Have or open a Smart Financial checking account with recurring direct deposit and you are automatically entered in our monthly drawing where you could win up to $500! One new and one existing member will be selected every month throughout 2020.
Already have a Smart Financial checking account?
Set up direct deposit to be automatically entered into the drawing. Smart Financial Credit Union's Routing Number is 313083578.
New to Smart Financial?
Open a checking account with us and set up recurring direct deposit. You could be our next winner! Become a member today!
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“We have been very satisfied customers with Smart Financial for fifteen years. Our accounts and loans have been easy to handle online and the interest rates have been very competitive. With these troubling times we are lucky winners of the Direct Deposit Double Up monthly give away and that will come in so handy considering how small businesses are impacted with the stay at home county order. Thank you Smart Financial and we look forward to another fifteen years!”
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"I have been a member with Smart Financial since 2007 and I have never had any issues. They provide a pleasant experience in their lobby and drive thru services. When I received a call from Brianna that I won in their Direct Deposit Double Up I wasn't sure what to expect. But within hours I had the money deposited into my checking account. This blessing truly came at the right time. Thank you Smart Financial for rewarding your direct deposit members. It has been a pleasure to bank with you guys!"
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“This is my first credit union and so far, my experience has been exceptional. I have had no problems or issues. I look forward to doing business in the future.”
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“Smart Financial has been very helpful to my family throughout the years. They are very accurate and functional with interactions. They have very good communication. They have been very alert and cautioned us as far as security. They are very good about making adjustments when we travel. I appreciate them for contacting me about suspicious card activity when used online to doublecheck that it’s really me.”
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"My experience with Smart Financial has been good and easy. It’s really reliable and I really enjoy it."