Member Services Center: 1 (800) 392-5084

Free ATMs await, open your Freedom account today!   Apply Now


Qualified members can also convert an existing Smart Financial account to a Freedom Checking. Visit the closest branch or call Member Services at 1-800-392-5084 to change your account today.

Freedom Checking

  • Free ATM Fees* – Unlimited number of ATM fee refunds per month.
  • Minimum opening balance** - $50
  • No monthly service fee with direct deposit***
  • Choose from two classic colors - Black or White available
  • Overdraft Protection available

Apply Now