Savings Account

    Save time and money for the future with a Smart Financial Credit Union Savings Account

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    A Share Account works just like a regular savings account. A Smart Share Account is an easy way to save and it pays competitive dividends. A deposit of $5 is all it takes to open the Share Account (which also makes you a member*). A balance of $100 or more will earn dividends and there is no monthly service fee. Dividends are calculated on the Average Daily Balance and are paid monthly.

    Account Features:

    • Online Banking access
    • Interest Bearing ($100 minimum balance to earn interest)
    • SmartLine Access
    • Optional Overdraft Protection: You may use your Savings to protect your Smart Checking Account
    Minimum Balance Dividend Rate APY
    $100 or more each day to obtain disclosed APY .20% .20%
    Saving Account Details Account Requirements
    Minimum Opening Balance $5
    Minimum required Balance $5 to keep account open
    $100 minimum balance to earn interest
    Monthly Service fee None

    *Membership Savings is required to join the credit union.

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