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Smarter Life

Stories to help you save and spend smarter.

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Understanding Net Worth

Net worth is a key financial metric. In simple terms, it reflects what you own versus what you owe. Net worth is often used as a snapshot of one’s overall financial health and long-term wealth accumulation. Learn what it is, how to calculate it, and why it matters.

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How to Talk to Your College Grad About Retirement

Your new graduate is likely focused on landing a job, repaying student loans, and figuring out how to manage daily expenses. You play a role in helping them understand why retirement saving should start now, not later.

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Understanding HELOCs: A Flexible Financial Tool

A Home Equity Line of Credit (HELOC) is a versatile financing option that allows you to tap into your home's equity for various needs, such as home improvements, debt consolidation, or covering unexpected expenses.

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