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One percent cashback auto loan

Call 713-407-1755 to speak with a Lending Specialist or visit the nearest Branch to apply!


Smart Auto Direct

*Refinancing a current Smart Financial loan does not qualify for this promotion. Minimum loan amount of $10,000 to qualify for 1% cash back. Maximum cash back amount is $500 per loan. Loan term must be 60 months or longer to qualify. Cash back in the amount of 1% of amount financed will be deposited to Smart Financial share account 90 days after loan is booked, as long as loan is still active. Qualified borrowers may have the option to defer first payment up to 90 days. Employees and directors of Smart Financial are not eligible for 1% cash back. Promotional period begins April 15, 2018 and ends June 30, 2018. To qualify for 1% cash back, loans must be approved and booked during the promotional period no later than June 30, 2018.  All loans subject to approval based on creditworthiness and collateral. Borrower will receive a 1099-MISC and be responsible for all taxes associated with cash back amount. Details of promotion subject to change without notice.
**$50 Amazon gift card provided by My EZ Car Care/Auto Link for members who request a savings certificate at, purchase from a TrueCar dealer, and finance with Smart Financial. Additional restrictions may apply.