Welcome to the Smart Financial Credit Union Online Application Area.  We have numerous applications for your convenience.  If you have questions regarding any of these applications,  please call Member Services at 713-850-1600 (800-392-5084) during regular business hours or email us at infomain@smartcu.org.  If you are currently a Smart member and would like to submit a loan application by telephone, you may also call LoanLine at 713-850-1600.