Pay your bills FREE online! All you need is a Smart Financial Checking Account, access to our Virtual Branch Suite and the willingness to use a FREE service! Once you are enrolled for Bill Pay, you'll be ready to pay bills quickly, safely, and you won't even have to lick any stamps!

Bill Pay Features:

• Bills paid from your checking account
• Unlimited bills paid with no charge
• No monthly fee
• Secured using 128-bit encryption
• Bills paid either by ACH or check
• Ability to schedule one-time or recurring payments
• And much more!

 So, what are you waiting for? Sign up today!

Setting up your account is very easy!  Simply click here to access the Virtual Branch log-in page, click on the "Sign Up Now" link, and follow the simple instructions.  You will need to have the following information accessible to complete the sign-up process: Primary Account Name, Primary Social Security Number, Primary Date of Birth, ZIP Code, Last Main Share Deposit and Last Main Share Withdrawal.

Once you sign up your account and access Virtual Branch, then click on the Bill Pay button and you are ready to set up your Bill Pay account. It’s that simple!