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LOAN RATES
Rates Are Subject To Change - Contact Your Credit Union
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| AUTOMOBILE |
NEW |
| Up to 36 months |
3.75% to 10.69% APR |
| Up to 48 months |
3.75% to 11.69% APR
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| Up to 60 months |
3.75% to 12.69% APR |
| Up to 72 months |
5.49% to 6.69% APR |
| Up to 84 months |
5.99% to 7.19% APR |
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| AUTOMOBILE |
USED |
REFINANCED |
| 2008 or newer |
3.75% to 12.69% APR |
3.75% to 12.69% APR |
| 2006 - 2007 |
4.49% to 12.69% APR |
3.99% to 12.69% APR |
| 2002-2005 |
5.99% to 13.19% APR |
5.49% to 13.19% APR |
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| BOAT - NEW |
| See a Member Service Manager |
5.59% to 14.49% APR |
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| BOAT - USED |
| See a Member Service Manager |
6.09% to 16.59% APR |
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| COMPUTER |
| See a Member Service Manager |
6.59% to 14.59% APR |
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| STOCK |
| See a Member Service Manager |
6.49% to 12.99% APR |
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| MOTORCYCLES - NEW |
| See a Member Service Manager |
4.99% to 14.99% APR |
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| MOTORCYCLES - USED |
| See a Member Service Manager |
5.99% to 16.99% APR |
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| RECREATIONAL VEHICLE - NEW |
| See a Member Service Manager |
5.49% to 15.99% APR |
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| RECREATIONAL VEHICLE - USED |
| See a Member Service Manager |
6.49% to 15.99% APR |
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| OTHER COLLATERAL |
| See a Member Service Manager |
5.99% to 15.99% APR |
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| SAVINGS (SHARE) SECURED |
| Installment Loan - Fixed Rate - Share rate plus 3.00% to 4.50% APR |
| Single Payment Loan - Fixed Rate - Share rate plus 4.00% to 6.50% APR |
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| CERTIFICATE OF DEPOSIT SECURED |
| Installment Loan - Variable Rate - Certificate rate plus 2.00% to 3.50% rounded up to the next ¼% |
| Single Payment Loan - Variable Rate - CD rate plus 3.00% to 5.50% rounded up to the next ¼% |
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| SIGNATURE/PERSONAL LOANS |
| With an SFCU Checking account |
6.75% to 15.99% APR |
| Without an SFCU Checking account |
7.75% to 16.99% APR |
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| REVOLVING LINE OF CREDIT (CreditLine) |
| With an SFCU Checking account |
8.99% to 16.59% APR |
| Without an SFCU Checking account |
9.99% to 17.59% APR |
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HOME EQUITY - Installment
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5.74% to 13.49% APR
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| HOME IMPROVEMENT |
5.69% to 14.99% APR
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| MORTGAGE LOANS |
Please call for our current market rates. |
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| CREDIT CARDS |
| Platinum MasterCard |
8.49% to 17.79% APR |
| Visa Platinum |
8.49% to 17.79% APR |
| All rates are dependent on credit worthiness. Your rate will be determined once your application has been processed and approved. Rates are subject to change in the future. |
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| FEDERAL FAMILY EDUCATION LOAN PROGRAM (FFELP) |
| Stafford Subsidized |
5.60% APR* - Fixed |
| Stafford Unsubsidized |
6.80% APR* - Fixed |
| * Annual Percentage Rate |
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| Parent PLUS |
8.50% APR* - Fixed |
| Grad PLUS |
8.50% APR* - Fixed |
| * Annual Percentage Rate |
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