Make the Smart move...Switch your checking account to Smart Financial Credit Union! 

We know that switching your checking account from one institution to another can be a time-consuming process.  But, with Smart Financial's Checking Account Switch Kit, we can help you make the transition to a new Smart checking account quickly and easily.  Just follow the easy steps below to get the process started:

1. Open a Smart Financial Credit Union checking account - SFCU offers unique checking account options designed to meet your needs. Click here to apply or visit any of our eight office locations to open your Smart checking account.
2. Discontinue use of your old checking account - Balance your account and make sure that enough funds are available to cover any outstanding checks, debit card transactions and upcoming withdrawals.  To determine your ending balance, use our checking reconcilement form.
3. Switch your Direct Deposits - Send our Direct Deposit Request Form to any direct deposit vendors that you may have including payroll from your employer, Social Security or other government deposits, CD interest payments, Child Support deposits, etc.  You will need to print one form for each company with which you have an arrangement for direct deposit.
4. Switch your Automatic Payments - Send our Automatic Payment Request Form to any companies that you are paying through automatic payment/withdrawal.  This will provide them with your new Smart Financial checking account information.  This may include Utilities and other payments including Gas, Electric, Phone, Water, Cable/Satellite, Loans, Mortgages, Child Support, Insurance, Cellular service, and much more.  You will need to print one form for each company with which you have an arrangement for automatic withdrawal.
5. Close your old account - Send our Close Account Request Form to the financial institution where you are closing your old checking account.  Make sure all checks have cleared and that there is no more activity on the account.

For more information on any of Smart Financial's products and services, feel free to contact Member Services at 713-850-1600 or 800-392-5084 or stop by one of our office locations.

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