Home Equity Loans

Home Equity Loan

For home improvements, college tuition, or unexpected purchases, the equity in your home is a cash reserve you can draw on at any time. Borrow up to 80% of the appraised value of your homestead. With a low, fixed rate of interest and a term of up to 15 years, this loan is perfect for one time expenses, debt consolidation, and more.

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Home Improvement Loans

If you’re planning to do major renovations or improvements to your home, you may want to consider a traditional home improvement loan.  Let Smart Financial help you create your dream house.  Be sure to speak with us before you start any work!

*It is important to note that Texas laws are very strict regarding loans secured by Texas homestead, so this information is only general.  We suggest you consult your financial or tax advisor with regards to your specific situation.